Insurance & Fees
Billing Policies
The best medical care can be provided only on the basis
of mutual understanding. We encourage you to discuss
any questions you may have regarding our policies with
our billing staff.
Insurance
We participate in a variety of insurance plans and managed
care plans. Our insurance department will file your claims
with Medicare, Arkansas Medicaid, Blue Cross of Arkansas,
and many others; in this circumstance, you are responsible
only for applicable co-payments before the visit. If
you have not met your deductible, you will be asked to
pay your deductible (when applicable) and co-payment
upon completion of your visit.
We cannot accept responsibility for negotiating
claims with insurance companies. You are responsible for
payment of your medical care within a reasonable time,
regardless of claim status. Services not covered by your
insurance are your responsibility.
Managed Care Plans
Sneed Eye Associates also participates with various other
managed care plans. Be sure to inquire about yours when
you call. You will be responsible for filing any other
insurance and will be given an insurance-ready receipt
at check-out.
Payments
For your convenience, we accept American Express, Discover,
MasterCard, Visa, and Care Credit, in addition to cash
and checks. Ask us about Care Credit payment plans!
Prior Authorization and Vision Care
Forms
Some health maintenance organization (HMO) plans require
you to obtain authorization for services from your primary
care provider (family practitioner, internist, pediatrician,
etc.). It is your responsibility to obtain authorization
from your primary care provider. This is required by your
insurance before you visit our office, even when the visit
is for an urgent problem. Contact your insurer if you have
questions, or contact the office of your primary care provider.
Some insurance companies, such as Vision Service Plan (VSP)
require you to obtain a form or voucher prior to your eye
exam. This can be obtained by calling your insurer directly.
We Participate with Medicare
We are participating providers under Medicare. This means
we accept the fees set by Medicare for medical services
covered by the Medicare program, including surgery. Medicare
patients will be responsible only for co-payments, deductibles
and non-covered services, such as refractions and routine
eye exams.
Optical Goods
Payment in full is expected at the time of delivery for
all contact lenses, contact lens supplies and for glasses
and optical accessories.
Billing
If billing is necessary, a statement will be mailed to
you which is due within 30 days. Charges and payments
for services received during the last few days before
your billing date may appear on the following month’s
statement.
Insurance Counseling
Before any surgical procedure or exam which may entail
greater expense, our office will provide insurance coverage
information and estimate what, if any, balance may remain
once insurance has been paid. At your request, we will
provide information on coverage to the best of our ability
for any examination or procedure we perform, even when
not of great expense. If special financial circumstances
warrant an extended payment plan, our staff will be glad
to help you.
